Busy weekend for us,
finally collected keys to our JW "lovenest" on saturday, sign alot of documents and then collected the keys... quite a simple procedure...

Sunday went to "open door", another thing done... but some1 doesn't seem too happi ...kekeke... me bled dry liao.... tis mth gg to be terrible again..

some pics of our unit...

we are coming to the end of our housie hunt, gg to get our keys in 2 wks time if there's no hiccups...
In Total dd and i considered 3 places in our hunt...Here's the summary of them...

1) Bukit Panjang- Segar (EA)
Pros: Dirt Cheap, comes wif basic reno, drop down window,
Cons: Super Far from amenties, LRT only means of public transport out, far frm city

2) Jurong West (EA)
Pros: relatively cheap, near to amenties like stadium, supermkt (at pioneer mall), walking distance to Boon Lay/Pioneer(u/c) MRT
Cons: More conservative flat design, far frm city

Tanglin Halt (4rm)
Pros: Near to Commonwealth MRT, market, amenties, established estate
Cons: Super expensive, smaller, probability of winning the ballot slim

In the end, guess we chose the middle option, not too ulu and but not too cheap.. JW hehe

Here's a breakdown of the $$ we have to pay on collection day... extract frm the docs sent over by HDB:

extract from the doc


suming frm a) to g): total = $32608.65 (to be paid on the day of collection)

so by 25th Nov our combined CPF should have about $44000

meaning we will have $11391.35 left... but they will empty all the $$ in our CPF so
in the end the total amount we gotta pay for the house is abt $240788.65...
repayment over 10yrs monthly instalments :$963.97

summary:
Flat price $280200
downpayment(10%) $28020
lease stamp fee $3806
conveyancing fee $190.05
LIE Stamp/Reg Fees $42.3
Mortgage Stamp Fee $502
Escrow Stamp Fee $48.3
Survey Fee $0
Total $32608.65(to be paid on actual day)

total fees payable $284788.7

Total CPF amt $44000 (assume)
Loan Amt(minus CPF) $240788.65 (to be repaid over 30 years)

Monthly Payment $963.973

checked wif HDB personel this calculation should be accurate..