Here's a breakdown of the $$ we have to pay on collection day... extract frm the docs sent over by HDB:

extract from the doc


suming frm a) to g): total = $32608.65 (to be paid on the day of collection)

so by 25th Nov our combined CPF should have about $44000

meaning we will have $11391.35 left... but they will empty all the $$ in our CPF so
in the end the total amount we gotta pay for the house is abt $240788.65...
repayment over 10yrs monthly instalments :$963.97

summary:
Flat price $280200
downpayment(10%) $28020
lease stamp fee $3806
conveyancing fee $190.05
LIE Stamp/Reg Fees $42.3
Mortgage Stamp Fee $502
Escrow Stamp Fee $48.3
Survey Fee $0
Total $32608.65(to be paid on actual day)

total fees payable $284788.7

Total CPF amt $44000 (assume)
Loan Amt(minus CPF) $240788.65 (to be repaid over 30 years)

Monthly Payment $963.973

checked wif HDB personel this calculation should be accurate..